Oglala Lakota County, SD
Oglala Lakota County's HUD Median Family Income is $35,700, the lowest in South Dakota and 4,719th of the 4,764 records on this site. The income limits built on it are not small in the same way.
A four-person household is inside the Low Income limit up to $75,600 — 211.8% of the area median family income, the highest such ratio of any record here. The Very Low limit, $47,250, is 132.4% of it.
Key HUD figures for Oglala Lakota County, SD
HUD area: Oglala Lakota County
- Fair Market Rent (2BR)
- $929
- HUD Median Family Income
- $35,700
- Very Low Income (50%) — 4-person
- $47,250
- Low Income (80%) — 4-person
- $75,600
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Compare HUD Median Family Income
- Higher HUD MFI: Todd County, SD $42,500/year
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $641 | $7,692 |
| 1 bedroom | $708 | $8,496 |
| 2 bedrooms(reference benchmark) | $929 | $11,148 |
| 3 bedrooms | $1,282 | $15,384 |
| 4 bedrooms | $1,511 | $18,132 |
Compare 2BR Fair Market Rent
- Higher 2BR FMR: Davison County, SD $936/month
Limits that sit above the area median they are measured against
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $19,850 | $22,700 | $27,320 | $33,000 | $38,680 | $44,360 | $50,040 | $55,720 |
| Very Low Income (50%) | $33,100 | $37,800 | $42,550 | $47,250 | $51,050 | $54,850 | $58,600 | $62,400 |
| Low Income (80%) | $52,950 | $60,500 | $68,050 | $75,600 | $81,650 | $87,700 | $93,750 | $99,800 |
These are HUD income limits for the Oglala Lakota County area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
The Very Low and Low thresholds exceed the area median family income
Reading the four-person column against the $35,700 area median: Extremely Low is $33,000, or 92.4% of it; Very Low is $47,250, or 132.4%; Low is $75,600, or 211.8%. Both of the upper thresholds are larger than the median itself, and the lowest one nearly reaches it.
Across the whole dataset, 4 records have a four-person Very Low limit above their own area median family income, and this is the largest of the 4. The others are Todd County, also in South Dakota, at 111.2%, Sioux County in North Dakota at 111.3% and Starr County, Texas at 108.1%. No record anywhere has an Extremely Low limit above its own median.
These are the figures HUD publishes, reproduced without adjustment; the reasoning behind them is set out in the methodology released alongside its income-limits dataset, and is not inferred here. What the table shows is that the thresholds are not a fixed fraction of the area median — at the other end of the same ratio, Santa Clara County, California pairs a $205,500 area median with a four-person Low limit that is 79.0% of it.
The South Dakota median rent, and the lowest area income in the state
- Applicable HUD 2BR FMR
- $929
- Median 2BR FMR across county records in SD
- $929
- Difference
- $0
- Difference (%)
- 0.0%
- Rank in state
- Tied at 33 of 66
The two-bedroom Fair Market Rent applicable to Oglala Lakota County is approximately at the state median for SD. It is tied at rank 33 of 66 county records by 2BR FMR, sharing that rank with 33 other county records at the same rent.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 66 county records published for SD — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
An ordinary South Dakota rent against the state's smallest area income
The rent side of this page is unremarkable within the state: $929 is the South Dakota median two-bedroom figure and 33 other records there publish it, out of 23 distinct values across 66 records. The income side is not — $35,700 is the lowest of the 66, and no other South Dakota record is at it.
That combination puts the rent-to-income benchmark at 31.23%, the highest in South Dakota and 4,753rd lowest of the 4,764 records here. As on every page, the benchmark compares HUD's rent standard with HUD's income standard for the area; it is not a measurement of local rents or local earnings.
Rent benchmark vs HUD Median Family Income
- Annualized 2BR FMR
- $11,148
- HUD Median Family Income (annual)
- $35,700
- Annualized 2BR FMR as a share of HUD Median Family Income
- 31.2%
12 × $929
This is a ratio between two HUD benchmarks for the Oglala Lakota County area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
Compare FMR-to-MFI benchmark
- Lower benchmark: Buffalo County, SD 25.3%
HUD area for this county
- HUD area name
- Oglala Lakota County
- HUD area code
- NCNTY46102N46102
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
National economic context
The figures below are federal and national. They are not specific to Oglala Lakota County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Oglala Lakota County, SD.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $35,700
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Oglala Lakota County, SD come from?
HUD assigns this county to the Oglala Lakota County area (code NCNTY46102N46102). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $929 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 31.2%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
How does Oglala Lakota County rank within SD?
Its applicable two-bedroom Fair Market Rent is tied at rank 33 of 66 county records in SD, shared with 33 other county records at the same rent. Rank 1 is the highest rent in the state and county records with identical rents share a rank. That places it approximately at the state median.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
How can the income limits be higher than the area median family income?
On this page they are: the four-person Very Low limit is $47,250 and the Low limit is $75,600 against an area median family income of $35,700. It is uncommon — 4 of the 4,764 records here have a four-person Very Low limit above their own area median, and this is the largest of them at 132.4%. It is not an error in the data. HUD's methodology accompanies the income-limits dataset it releases; the values shown here are reproduced from it.
Is the Extremely Low Income limit above the median too?
No. The four-person Extremely Low limit is $33,000, which is 92.4% of the $35,700 area median family income — close to it but below. No record in this dataset has a four-person Extremely Low limit above its own area median, so this page is at the top of that range rather than outside it.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Oglala Lakota County, SD.