About GovCalculator
HUD housing and income data, presented per geography, with its limits stated plainly.
Updated Aug 17, 2026 · Dataset v3 · 4,764 HUD entities · HUD FY2026 · FMR FY2026 · IRS reference: Publication 15-T (2026) · BLS CPI-U 1913-01 – 2026-07
What is GovCalculator?
GovCalculator is a decision-support tool that surfaces HUD income limits, Fair Market Rents and purchasing-power context for every HUD geographic entity in the dataset — 4,764 records across 56 jurisdictions, made up of 3,161 counties and 1,603 New England county subdivisions, because HUD publishes those six states at town/city grain.
Each entity page is pre-rendered at build time from the HUD FY2026 tables for its HUD-defined area. The national BLS CPI-U series is stored once as a shared asset rather than copied into every record. Nothing is fetched at runtime and no external service is called when a page loads.
Stated plainly: the HUD housing figures come from the official HUD workbooks and the BLS CPI-U series comes from the official BLS Public Data API; both are reproduced without adjustment. IRS Publication 15-T is cited as an official reference only — its withholding tables are not ingested and no federal withholding is computed anywhere. Values GovCalculator derives itself — rankings, medians and the FMR-to-income benchmark — are documented arithmetic, not agency determinations.
Mission
Make official government housing and income data accessible, readable, and actionable — geography by geography, with its provenance and limits stated.
Government affordability data is public, but it is scattered across agency portals, formatted for internal use, and not designed for quick human interpretation. GovCalculator aggregates, normalizes, and presents it in a consistent format for every entity in the supported dataset.
Who uses GovCalculator
Housing navigators & case managers
HUD counselors, housing authorities, and nonprofit case managers who need fast access to income limits and FMR thresholds for client eligibility screening.
Policy researchers
Academics, think tanks, and government researchers comparing HUD indicators across geographies, states, or time periods.
Real estate & PropTech teams
Developers, analysts, and product teams that require structured, source-cited HUD housing data by geography for modeling or product features.
Journalists & data journalists
Reporters investigating housing affordability, income inequality, or regional economic trends using primary government data.
Disclaimer
GovCalculator is an independent information tool. It is not affiliated with, endorsed by, or operated by any U.S. government agency, including HUD, the IRS, or the BLS.
Data is sourced from official public datasets and is reproduced for informational purposes. GovCalculator makes no warranty regarding the accuracy, completeness, or fitness for any particular purpose of the information presented. Entity pages reflect the dataset snapshot at the most recent build; they may not reflect mid-year updates from the source agencies.
Nothing on GovCalculator constitutes legal, financial, or eligibility advice. Always verify eligibility requirements and program rules with the relevant public housing authority, tax advisor, or government agency before making decisions.