Los Alamos County, NM
The four-person thresholds on this page run $51,250 Extremely Low, $85,450 Very Low and $106,800 Low. Very Low and Low sit closer together here than on any other record in this dataset.
Key HUD figures for Los Alamos County, NM
HUD area: Los Alamos County, NM
- Fair Market Rent (2BR)
- $1,740
- HUD Median Family Income
- $182,500
- Very Low Income (50%) — 4-person
- $85,450
- Low Income (80%) — 4-person
- $106,800
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Compare HUD Median Family Income
- Lower HUD MFI: Torrance County, NM $100,400/year
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $1,200 | $14,400 |
| 1 bedroom | $1,326 | $15,912 |
| 2 bedrooms(reference benchmark) | $1,740 | $20,880 |
| 3 bedrooms | $2,086 | $25,032 |
| 4 bedrooms | $2,843 | $34,116 |
Compare 2BR Fair Market Rent
- Lower 2BR FMR: Santa Fe County, NM $1,685/month
The narrowest step from Very Low to Low in the dataset
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $35,900 | $41,000 | $46,150 | $51,250 | $55,350 | $59,450 | $63,550 | $67,650 |
| Very Low Income (50%) | $59,850 | $68,400 | $76,950 | $85,450 | $92,300 | $99,150 | $106,000 | $112,800 |
| Low Income (80%) | $74,800 | $85,450 | $96,150 | $106,800 | $115,350 | $123,900 | $132,450 | $141,000 |
These are HUD income limits for the Los Alamos County, NM area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
The Low row is shared across 19 states; the row above it is not
Divide the four-person Low Income figure by the Very Low Income figure above it and this page returns 1.25. Across all 4,764 records that multiple is the smallest published, and this record is its only holder. Just 21 records come in under 1.30, while 2,389 sit at 1.60 or above, 1,032 of them landing on 1.60 exactly.
The rows do not behave alike, and that is what the step is measuring. The Low row here is not local to Los Alamos at all — every figure in it, $74,800 for a one-person household through $141,000 for an eight-person household, is published identically by 187 of the 4,764 records, spread across 19 states. The Very Low row is local: those same 187 records carry 33 different four-person Very Low limits, from $67,000 up to the $85,450 on this page, and 30 different Extremely Low ones.
This record sits at the top of that group on both counts. Of the 187 records sharing the Low row, none has an area median family income above this page's $182,500 and none has a four-person Very Low limit above $85,450; the group's area incomes start at $111,900. So the Low row does not move across that group while the Very Low row does, and this page holds the top of both — which is where the step between them closes to its minimum. The same pattern read at the level of the limits themselves is set out on Santa Clara County, California, which reports the highest area income in the dataset and only the fifth-highest four-person Low Income limit.
One consequence is visible on the table without any arithmetic: $85,450 is printed twice, as the two-person Low Income limit and as the four-person Very Low Income limit. Exactly one record in the dataset prints those cells with the same figure, and it is this one.
How Los Alamos County compares within NM
- Applicable HUD 2BR FMR
- $1,740
- Median 2BR FMR across county records in NM
- $1,040
- Difference
- +$700
- Difference (%)
- +67.3%
- Rank in state
- 1 of 33
The two-bedroom Fair Market Rent applicable to Los Alamos County is above the state median for NM. It ranks 1 of 33 county records by 2BR FMR.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 33 county records published for NM — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
Rent benchmark vs HUD Median Family Income
- Annualized 2BR FMR
- $20,880
- HUD Median Family Income (annual)
- $182,500
- Annualized 2BR FMR as a share of HUD Median Family Income
- 11.4%
12 × $1,740
This is a ratio between two HUD benchmarks for the Los Alamos County, NM area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
Compare FMR-to-MFI benchmark
- Higher benchmark: De Baca County, NM 13.0%
HUD area for this county
- HUD area name
- Los Alamos County, NM
- HUD area code
- NCNTY35028N35028
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
National economic context
The figures below are federal and national. They are not specific to Los Alamos County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Los Alamos County, NM.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $182,500
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Los Alamos County, NM come from?
HUD assigns this county to the Los Alamos County, NM area (code NCNTY35028N35028). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $1,740 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 11.4%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
How does Los Alamos County rank within NM?
Its applicable two-bedroom Fair Market Rent ranks 1 of 33 county records in NM. Rank 1 is the highest rent in the state and county records with identical rents share a rank. That places it above the state median.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Why are the Very Low and Low Income limits on this page so close together?
Because only one of them varies with the area income here. The four-person Low Income limit of $106,800 is published identically by 187 records in 19 states — the whole eight-figure Low row is the same on all of them. Their four-person Very Low limits are not: those take 33 different values between $67,000 and the $85,450 shown here, which is the highest in that group, as is this page's $182,500 area median family income. The result is a Low-to-Very-Low multiple of 1.25, the smallest of all 4,764 records. These are published thresholds rather than an eligibility determination, and individual programs apply their own rules.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Los Alamos County, NM.