Stafford County, VA
Stafford County reports the highest two-bedroom Fair Market Rent in Virginia, $2,246, and the highest HUD Median Family Income, $166,100. It also shares both figures with 13 other Virginia records.
They come from the Washington-Arlington-Alexandria, DC-VA-MD area, which covers 19 records in 3 jurisdictions. Rank 1 of 133 is what this area does to a Virginia record; it is not something Stafford County does.
Key HUD figures for Stafford County, VA
HUD area: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- Fair Market Rent (2BR)
- $2,246
- HUD Median Family Income
- $166,100
- Very Low Income (50%) — 4-person
- $83,050
- Low Income (80%) — 4-person
- $106,800
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Compare HUD Median Family Income
- Lower HUD MFI: Fluvanna County, VA $139,800/year
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $1,953 | $23,436 |
| 1 bedroom | $2,015 | $24,180 |
| 2 bedrooms(reference benchmark) | $2,246 | $26,952 |
| 3 bedrooms | $2,835 | $34,020 |
| 4 bedrooms | $3,332 | $39,984 |
Compare 2BR Fair Market Rent
- Lower 2BR FMR: Albemarle County, VA $1,824/month
HUD income limits by household size
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $34,900 | $39,900 | $44,900 | $49,850 | $53,850 | $57,850 | $61,850 | $65,850 |
| Very Low Income (50%) | $58,150 | $66,450 | $74,750 | $83,050 | $89,700 | $96,350 | $103,000 | $109,650 |
| Low Income (80%) | $74,800 | $85,450 | $96,150 | $106,800 | $115,350 | $123,900 | $132,450 | $141,000 |
These are HUD income limits for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
Rank 1 of 133, and 13 other records hold it too
- Applicable HUD 2BR FMR
- $2,246
- Median 2BR FMR across county records in VA
- $1,254
- Difference
- +$992
- Difference (%)
- +79.1%
- Rank in state
- Tied at 1 of 133
The two-bedroom Fair Market Rent applicable to Stafford County is above the state median for VA. It is tied at rank 1 of 133 county records by 2BR FMR, sharing that rank with 13 other county records at the same rent.
The other 18 records in this HUD area use the same 2BR FMR and therefore share this rank.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 133 county records published for VA — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
Every member of this HUD area is first in its own jurisdiction
The area's 19 records are split 14 in Virginia, 4 in Maryland and 1 in the District of Columbia. In each of the 3, the area's figures are the highest published anywhere in that jurisdiction — so all 19 pages on this site can accurately say they lead their state table, which tells a reader nothing about how the 19 compare with each other. They do not compare: their rent and income figures are identical.
The clearest illustration is the District of Columbia, the only record in its jurisdiction on this site — first of 1. Charles County, Maryland is first of 24 with the same numbers. Virginia's cohort is 133 records carrying 44 distinct two-bedroom rents, so a top position there sounds more discriminating than it is.
Seventh-highest area income in the country, an ordinary share
- Annualized 2BR FMR
- $26,952
- HUD Median Family Income (annual)
- $166,100
- Annualized 2BR FMR as a share of HUD Median Family Income
- 16.2%
12 × $2,246
This is a ratio between two HUD benchmarks for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
HUD area for this county
- HUD area name
- Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- HUD area code
- METRO47900M47900
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
Other counties in this HUD area
18 other county records are assigned to this HUD area. Spans DC and MD and VA.
- District of Columbia, DC
- Charles County, MD
- Frederick County, MD
- Montgomery County, MD
- Prince George's County, MD
- Alexandria city, VA
+ 12 more in this HUD area.
National economic context
The figures below are federal and national. They are not specific to Stafford County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Stafford County, VA.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $166,100
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Stafford County, VA come from?
HUD assigns this county to the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area (code METRO47900M47900). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $2,246 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 16.2%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Does rank 1 of 133 mean Stafford County is the most expensive place in Virginia?
It means these are the highest figures HUD publishes for any Virginia record, and 14 Virginia records carry them — every Virginia member of the Washington-Arlington-Alexandria, DC-VA-MD area. The rank belongs to the area rather than to the county: the same figures are first of 24 in Maryland and first of 1 in the District of Columbia. Fair Market Rents are payment standards set for an area, not measurements of local asking rents.
Which other places carry exactly these figures?
All 19 records in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area — 14 in Virginia, 4 in Maryland and the District of Columbia. Their two-bedroom Fair Market Rent, their area median family income and therefore their whole income-limits table are identical to this page's. The HUD-area section on this page lists the members.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Stafford County, VA.