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Stafford County, VA

Stafford County reports the highest two-bedroom Fair Market Rent in Virginia, $2,246, and the highest HUD Median Family Income, $166,100. It also shares both figures with 13 other Virginia records.

They come from the Washington-Arlington-Alexandria, DC-VA-MD area, which covers 19 records in 3 jurisdictions. Rank 1 of 133 is what this area does to a Virginia record; it is not something Stafford County does.

Key HUD figures for Stafford County, VA

HUD area: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area

Fair Market Rent (2BR)
$2,246

per month

HUD Median Family Income
$166,100

area median family income, per year

Very Low Income (50%) — 4-person
$83,050

annual household limit

Low Income (80%) — 4-person
$106,800

annual household limit

HUD Year
2026

income limits

FMR Year
2026

fair market rents

Compare HUD Median Family Income

Fair Market Rents by bedroom

FY2026 HUD Fair Market Rents applicable to Stafford County, VA, published for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area. Annualized figures are 12 × the monthly rent.
Unit sizeMonthly FMRAnnualized FMR
Studio / efficiency$1,953$23,436
1 bedroom$2,015$24,180
2 bedrooms(reference benchmark)$2,246$26,952
3 bedrooms$2,835$34,020
4 bedrooms$3,332$39,984

Compare 2BR Fair Market Rent

HUD income limits by household size

FY2026 HUD income limits applicable to Stafford County, VA, published for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area, in annual US dollars by household size.
Income limit category1 person2 persons3 persons4 persons5 persons6 persons7 persons8 persons
Extremely Low Income$34,900$39,900$44,900$49,850$53,850$57,850$61,850$65,850
Very Low Income (50%)$58,150$66,450$74,750$83,050$89,700$96,350$103,000$109,650
Low Income (80%)$74,800$85,450$96,150$106,800$115,350$123,900$132,450$141,000

These are HUD income limits for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.

Rank 1 of 133, and 13 other records hold it too

Applicable HUD 2BR FMR
$2,246
Median 2BR FMR across county records in VA
$1,254
Difference
+$992
Difference (%)
+79.1%
Rank in state
Tied at 1 of 133

The two-bedroom Fair Market Rent applicable to Stafford County is above the state median for VA. It is tied at rank 1 of 133 county records by 2BR FMR, sharing that rank with 13 other county records at the same rent.

The other 18 records in this HUD area use the same 2BR FMR and therefore share this rank.

Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 133 county records published for VA — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.

Every member of this HUD area is first in its own jurisdiction

The area's 19 records are split 14 in Virginia, 4 in Maryland and 1 in the District of Columbia. In each of the 3, the area's figures are the highest published anywhere in that jurisdiction — so all 19 pages on this site can accurately say they lead their state table, which tells a reader nothing about how the 19 compare with each other. They do not compare: their rent and income figures are identical.

The clearest illustration is the District of Columbia, the only record in its jurisdiction on this site — first of 1. Charles County, Maryland is first of 24 with the same numbers. Virginia's cohort is 133 records carrying 44 distinct two-bedroom rents, so a top position there sounds more discriminating than it is.

Seventh-highest area income in the country, an ordinary share

Annualized 2BR FMR
$26,952

12 × $2,246

HUD Median Family Income (annual)
$166,100
Annualized 2BR FMR as a share of HUD Median Family Income
16.2%

This is a ratio between two HUD benchmarks for the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.

Seventh on income nationally, mid-table on what the rent takes

Measured against all 4,764 records, the area median family income here is 7th highest. The rent-to-income benchmark that results, 16.23%, is 2,169th lowest — almost exactly the middle of the dataset. A very high rent and a very high income cancel each other out on that measure.

The income limits behave the same way. The four-person Low Income limit is $106,800, which is 64.3% of the area median family income — the 3rd lowest such share of all 4,764 records, and one this page holds jointly with the other 18 members of its area. HUD publishes the derivation with its income-limits dataset; what the table shows is that a large area median does not scale the thresholds up in proportion.

HUD area for this county

HUD area name
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
HUD area code
METRO47900M47900
Income limits fiscal year
FY2026
Fair Market Rent fiscal year
FY2026

HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.

Other counties in this HUD area

18 other county records are assigned to this HUD area. Spans DC and MD and VA.

+ 12 more in this HUD area.

National economic context

The figures below are federal and national. They are not specific to Stafford County and do not vary between counties.

Inflation (official BLS CPI-U national series)

Loading chart…

Fonte Dati: bls.govBLS CPI-U CUUR0000SA0

Mostra Dati in Tabella
Date (YYYY-MM)YearPeriodValue
2023-072023M07305.691
2023-082023M08307.026
2023-092023M09307.789
2023-102023M10307.671
2023-112023M11307.051
2023-122023M12306.746
2024-012024M01308.417
2024-022024M02310.326
2024-032024M03312.332
2024-042024M04313.548
2024-052024M05314.069
2024-062024M06314.175
2024-072024M07314.54
2024-082024M08314.796
2024-092024M09315.301
2024-102024M10315.664
2024-112024M11315.493
2024-122024M12315.605
2025-012025M01317.671
2025-022025M02319.082
2025-032025M03319.799
2025-042025M04320.795
2025-052025M05321.465
2025-062025M06322.561
2025-072025M07323.048
2025-082025M08323.976
2025-092025M09324.8
2025-112025M11324.122
2025-122025M12324.054
2026-012026M01325.252
2026-022026M02326.785
2026-032026M03330.213
2026-042026M04333.02
2026-052026M05335.123
2026-062026M06333.952
2026-072026M07333.918

Purchasing power decision engine

Decision snapshot (server-rendered)

Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.

Inflation-adjusted HUD Median Family Income
$171,689
Change: $5,589 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$182,710
Gap from adjusted: $11,021
Uses a fixed +10% buffer over the local HUD Median Family Income (v1.0). The buffer is a GovCalculator heuristic, not a government threshold.

Purchasing power decision tool (CPI-U monthly)

This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Stafford County, VA.

The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.

HUD Median Family Income (annual): $166,100

Use annual income to align with HUD Median Family Income, which is an annual HUD area benchmark.

Decision output

Inflation-adjusted income
$171,689
Change: $5,589 (3.4%)
Position vs HUD Median Family Income
ABOVE MEDIAN
Gap: $5,589 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$182,710
Gap from adjusted income: $11,021
Uses a fixed +10% buffer over HUD Median Family Income (v1.0).
Methodology & assumptions (v1.0)

Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.

  • CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
  • No interpolation is applied; both selected months must exist in the dataset.
  • HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
  • This module performs a historical transformation, not a forecast.

IRS reference

Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →

Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.

Sources & methodology

HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.

The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.

The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.

The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.

Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.

FAQ

Which HUD area do the figures for Stafford County, VA come from?

HUD assigns this county to the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area area (code METRO47900M47900). A HUD area can cover more than one county, so the area name is not always identical to the county name.

Which fiscal years are shown on this page?

Income limits are FY2026 and Fair Market Rents are FY2026.

What is the Fair Market Rent (2BR) here?

The two-bedroom Fair Market Rent is $2,246 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.

Do the income limits on this page decide whether I qualify?

No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.

What does the FMR-to-median-family-income share mean?

It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 16.2%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.

Is the CPI-based purchasing power module a forecast?

No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.

Does this page calculate federal income tax withholding?

No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.

Does rank 1 of 133 mean Stafford County is the most expensive place in Virginia?

It means these are the highest figures HUD publishes for any Virginia record, and 14 Virginia records carry them — every Virginia member of the Washington-Arlington-Alexandria, DC-VA-MD area. The rank belongs to the area rather than to the county: the same figures are first of 24 in Maryland and first of 1 in the District of Columbia. Fair Market Rents are payment standards set for an area, not measurements of local asking rents.

Which other places carry exactly these figures?

All 19 records in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area — 14 in Virginia, 4 in Maryland and the District of Columbia. Their two-bedroom Fair Market Rent, their area median family income and therefore their whole income-limits table are identical to this page's. The HUD-area section on this page lists the members.

Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Stafford County, VA.