Burlington County, NJ
This page's HUD area covers 11 records, and those 11 records sit in four different states. Every one of them carries the same two-bedroom Fair Market Rent, $1,810, and the same $122,700 area median family income.
Key HUD figures for Burlington County, NJ
HUD area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
- Fair Market Rent (2BR)
- $1,810
- HUD Median Family Income
- $122,700
- Very Low Income (50%) — 4-person
- $61,350
- Low Income (80%) — 4-person
- $98,150
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $1,397 | $16,764 |
| 1 bedroom | $1,520 | $18,240 |
| 2 bedrooms(reference benchmark) | $1,810 | $21,720 |
| 3 bedrooms | $2,170 | $26,040 |
| 4 bedrooms | $2,423 | $29,076 |
Compare 2BR Fair Market Rent
- Lower 2BR FMR: Cape May County, NJ $1,792/month
- Higher 2BR FMR: Atlantic County, NJ $1,867/month
HUD income limits by household size
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $25,800 | $29,450 | $33,150 | $36,800 | $39,750 | $44,360 | $50,040 | $55,720 |
| Very Low Income (50%) | $42,950 | $49,100 | $55,250 | $61,350 | $66,300 | $71,200 | $76,100 | $81,000 |
| Low Income (80%) | $68,750 | $78,550 | $88,350 | $98,150 | $106,050 | $113,900 | $121,750 | $129,600 |
These are HUD income limits for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
The same area is a different fraction of each state
- Applicable HUD 2BR FMR
- $1,810
- Median 2BR FMR across county records in NJ
- $2,205
- Difference
- -$395
- Difference (%)
- -17.9%
- Rank in state
- Tied at 16 of 21
The two-bedroom Fair Market Rent applicable to Burlington County is below the state median for NJ. It is tied at rank 16 of 21 county records by 2BR FMR, sharing that rank with 3 other county records at the same rent.
The other 10 records in this HUD area use the same 2BR FMR and therefore share this rank.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 21 county records published for NJ — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
Rent benchmark vs HUD Median Family Income
- Annualized 2BR FMR
- $21,720
- HUD Median Family Income (annual)
- $122,700
- Annualized 2BR FMR as a share of HUD Median Family Income
- 17.7%
12 × $1,810
This is a ratio between two HUD benchmarks for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
Eleven records, four states, one set of figures
- HUD area name
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
- HUD area code
- METRO37980M37980
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
Other counties in this HUD area
10 other county records are assigned to this HUD area. Spans DE and MD and NJ and PA.
- Camden County, NJ
- Gloucester County, NJ
- Salem County, NJ
- Bucks County, PA
- Chester County, PA
- Delaware County, PA
+ 4 more in this HUD area.
National economic context
The figures below are federal and national. They are not specific to Burlington County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Burlington County, NJ.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $122,700
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Burlington County, NJ come from?
HUD assigns this county to the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA area (code METRO37980M37980). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $1,810 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 17.7%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
How does Burlington County rank within NJ?
Its applicable two-bedroom Fair Market Rent is tied at rank 16 of 21 county records in NJ, shared with 3 other county records at the same rent. Rank 1 is the highest rent in the state and county records with identical rents share a rank. That places it below the state median.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Why is this New Jersey county's HUD area named after Philadelphia?
The HUD area code on this record is shared across 11 records in this dataset, and the name published alongside that code is Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. That area covers 11 records across 4 states — 5 in Pennsylvania, 4 in New Jersey, 1 in Delaware and 1 in Maryland — and all 11 carry a two-bedroom Fair Market Rent of $1,810 and an area median family income of $122,700. The name is the one attached to the area in this dataset; it names several states and does not indicate which state each member record sits in.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Burlington County, NJ.