GovCalculator

Nj County Directory

County-level affordability, income limits, and rent data from official HUD, IRS, and BLS sources.

Updated Jun 19, 2026 · Dataset v2 · HUD FY2026 · FMR FY2026 · IRS 2025 · BLS CPI-U 2013–2025

Nj at a glance

Counties indexed

21

State median income

$138,400

per year · HUD Area Median Income

State median FMR (2BR)

$2,205

per month · HUD Fair Market Rent

Most affordable county

Mercer County

16.7% rent burden

Highest income: Somerset County$154,800/yr
Lowest income: Cumberland County$89,100/yr
Highest rent: Hudson County$2,763/mo

Top counties by signal

Highest median income

  1. 1.Hunterdon County$154,800/yr
  2. 2.Middlesex County$154,800/yr
  3. 3.Somerset County$154,800/yr
  4. 4.Monmouth County$140,600/yr
  5. 5.Ocean County$140,600/yr

Highest Fair Market Rent (2BR)

  1. 1.Hudson County$2,763/mo
  2. 2.Hunterdon County$2,486/mo
  3. 3.Middlesex County$2,486/mo
  4. 4.Somerset County$2,486/mo
  5. 5.Monmouth County$2,328/mo

Highest rent burden

  1. 1.Hudson County30.1%
  2. 2.Atlantic County23.0%
  3. 3.Cumberland County22.5%
  4. 4.Bergen County20.0%
  5. 5.Passaic County20.0%

Burden = (12 × FMR 2BR) ÷ median income

Featured clusters

County groupings by affordability profile.

Income Leaders

Highest HUD Area Median Income

Most Affordable

Lowest annual rent burden

High Rent Markets

Highest HUD Fair Market Rents

Results
21 counties
Atlantic County
Median income: $97,500
FMR (2BR): $1,867
Bergen County
Median income: $139,100
FMR (2BR): $2,324
Burlington County
Median income: $122,700
FMR (2BR): $1,810
Camden County
Median income: $122,700
FMR (2BR): $1,810
Cape May County
Median income: $115,800
FMR (2BR): $1,792
Cumberland County
Median income: $89,100
FMR (2BR): $1,673
Essex County
Median income: $138,400
FMR (2BR): $2,205
Gloucester County
Median income: $122,700
FMR (2BR): $1,810
Hudson County
Median income: $110,100
FMR (2BR): $2,763
Hunterdon County
Median income: $154,800
FMR (2BR): $2,486
Mercer County
Median income: $139,800
FMR (2BR): $1,950
Middlesex County
Median income: $154,800
FMR (2BR): $2,486
Monmouth County
Median income: $140,600
FMR (2BR): $2,328
Morris County
Median income: $138,400
FMR (2BR): $2,205
Ocean County
Median income: $140,600
FMR (2BR): $2,328
Passaic County
Median income: $139,100
FMR (2BR): $2,324
Salem County
Median income: $122,700
FMR (2BR): $1,810
Somerset County
Median income: $154,800
FMR (2BR): $2,486
Sussex County
Median income: $138,400
FMR (2BR): $2,205
Union County
Median income: $138,400
FMR (2BR): $2,205
Warren County
Median income: $127,900
FMR (2BR): $1,895

Frequently asked questions

How many counties are in Nj?

Nj has 21 counties indexed in the GovCalculator dataset, sourced from HUD, IRS, and BLS public data.

Which county in Nj has the highest median income?

Somerset County has the highest HUD Area Median Income in Nj at $154,800 per year.

Which county in Nj has the highest Fair Market Rent?

Hudson County has the highest HUD Fair Market Rent (2-bedroom) in Nj at $2,763 per month.

Which county in Nj is most affordable relative to income?

Mercer County has the lowest annual rent burden in Nj — approximately 16.7% of median income spent on a 2-bedroom Fair Market Rent. Rent burden is calculated as (12 × FMR 2BR) ÷ Area Median Income.