Adams County, MS
Forty-two of Mississippi's 82 counties publish the same two-bedroom Fair Market Rent, $842, and no record outside Mississippi publishes it. What separates this county from the other forty-one is not on the rent table — it is the area median family income of $61,600, and the income limits published alongside it.
Key HUD figures for Adams County, MS
HUD area: Adams County, MS
- Fair Market Rent (2BR)
- $842
- HUD Median Family Income
- $61,600
- Very Low Income (50%) — 4-person
- $36,000
- Low Income (80%) — 4-person
- $57,600
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Compare HUD Median Family Income
- Lower HUD MFI: Clarke County, MS $61,100/year
- Higher HUD MFI: Covington County, MS $63,000/year
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $727 | $8,724 |
| 1 bedroom | $768 | $9,216 |
| 2 bedrooms(reference benchmark) | $842 | $10,104 |
| 3 bedrooms | $1,111 | $13,332 |
| 4 bedrooms | $1,115 | $13,380 |
Compare 2BR Fair Market Rent
- Higher 2BR FMR: Lincoln County, MS $852/month
HUD income limits by household size
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $15,960 | $21,640 | $27,320 | $33,000 | $38,680 | $41,800 | $44,650 | $47,550 |
| Very Low Income (50%) | $25,200 | $28,800 | $32,400 | $36,000 | $38,900 | $41,800 | $44,650 | $47,550 |
| Low Income (80%) | $40,350 | $46,100 | $51,850 | $57,600 | $62,250 | $66,850 | $71,450 | $76,050 |
These are HUD income limits for the Adams County, MS area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
One rent, forty-two counties, thirty-seven incomes
- Applicable HUD 2BR FMR
- $842
- Median 2BR FMR across county records in MS
- $842
- Difference
- $0
- Difference (%)
- 0.0%
- Rank in state
- Tied at 41 of 82
The two-bedroom Fair Market Rent applicable to Adams County is approximately at the state median for MS. It is tied at rank 41 of 82 county records by 2BR FMR, sharing that rank with 41 other county records at the same rent.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 82 county records published for MS — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
The rent is the least informative figure here
42 records publish $842. All 42 are Mississippi counties, out of the 82 the state has in this dataset, so within Mississippi the two-bedroom figure divides the state roughly in half and says nothing at all about which half a county belongs in beyond that.
Those 42 records do not otherwise match. They carry 37 distinct area median family incomes, from $39,900 in Claiborne County to $81,400 in Carroll County. This county's $61,600 sits between them. A pair of counties can publish an identical rent standard here and still publish four-person Low Income limits thousands of dollars apart.
Both figures near the bottom, the ratio in the middle
- Annualized 2BR FMR
- $10,104
- HUD Median Family Income (annual)
- $61,600
- Annualized 2BR FMR as a share of HUD Median Family Income
- 16.4%
12 × $842
This is a ratio between two HUD benchmarks for the Adams County, MS area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
Compare FMR-to-MFI benchmark
- Lower benchmark: Walthall County, MS 16.1%
- Higher benchmark: Harrison County, MS 16.5%
A low rent figure alone does not imply a low benchmark
$842 is 4,598th of the 4,764 two-bedroom rents published on this site, and the $61,600 area median family income is 4,520th. Taken one at a time, each figure sits near the bottom of the national distribution.
Measured against each other they do not. The annualised two-bedroom rent is 16.40% of the area income, which ranks 2,481st of 4,764 — the middle of the table, and higher than the share carried by plenty of far more expensive places. A low rent figure next to a low area income is also not rare: 114 records publish a two-bedroom rent of $842 or less together with an area median family income of $61,600 or less.
HUD area for this county
- HUD area name
- Adams County, MS
- HUD area code
- NCNTY28001N28001
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
National economic context
The figures below are federal and national. They are not specific to Adams County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Adams County, MS.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $61,600
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Adams County, MS come from?
HUD assigns this county to the Adams County, MS area (code NCNTY28001N28001). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $842 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 16.4%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Does a two-bedroom Fair Market Rent of $842 mean a low rent-to-income benchmark here?
No. $842 is 4,598th of the 4,764 two-bedroom rents on this site and the $61,600 area median family income is 4,520th, so both sit near the bottom of the table. Measured against each other, the annualised rent is 16.40% of the area income — 2,481st, the middle of the range. 114 records publish a two-bedroom rent of $842 or less together with an area median family income of $61,600 or less. This page reports the published figures and the relationships between them; it does not model any household's circumstances.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Adams County, MS.