Allen County, KY
The Fair Market Rent table on this page starts with the same number twice. A studio and a one-bedroom unit in Allen County are both $759 a month. Across all 4,764 records on this site, exactly 2 do that.
From there the schedule moves normally: $996 for two bedrooms, $1,224 for three bedrooms and $1,520 for four bedrooms. The two-bedroom figure is the only one of its value in Kentucky, and only 3 records anywhere publish it.
Key HUD figures for Allen County, KY
HUD area: Allen County, KY HUD Metro FMR Area
- Fair Market Rent (2BR)
- $996
- HUD Median Family Income
- $80,800
- Very Low Income (50%) — 4-person
- $40,400
- Low Income (80%) — 4-person
- $64,650
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Compare HUD Median Family Income
- Lower HUD MFI: Boyle County, KY $80,700/year
- Higher HUD MFI: Edmonson County, KY $81,400/year
A schedule that starts flat and then climbs 31.2%
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $759 | $9,108 |
| 1 bedroom | $759 | $9,108 |
| 2 bedrooms(reference benchmark) | $996 | $11,952 |
| 3 bedrooms | $1,224 | $14,688 |
| 4 bedrooms | $1,520 | $18,240 |
Compare 2BR Fair Market Rent
- Lower 2BR FMR: Owen County, KY $995/month
- Higher 2BR FMR: Trimble County, KY $1,001/month
Two rows of the rent table carry the same figure
Coming close is ordinary — plenty of records separate a studio from a one-bedroom by a few dollars. Landing on exactly the same figure is not. Only Butler County does it as well, at $660 for both, and like this county it has a HUD area covering itself and nothing else.
The flat start makes the next step look larger than it is in dollars: $759 to $996 is a rise of 31.2% for one extra bedroom. Practically, a household choosing between a studio and a one-bedroom here is choosing between units measured against an identical payment standard, and the first bedroom that changes the standard is the second one.
Butler's own two-bedroom figure, $866, is the value 56 Kentucky counties share at the bottom of the state table — Adair County among them. This county sits clear of that floor at $996, which is why its rent rank of 39 out of Kentucky's 120 records is not a shared position.
HUD income limits by household size
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $17,000 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 | $50,040 | $53,350 |
| Very Low Income (50%) | $28,300 | $32,350 | $36,400 | $40,400 | $43,650 | $46,900 | $50,100 | $53,350 |
| Low Income (80%) | $45,300 | $51,750 | $58,200 | $64,650 | $69,850 | $75,000 | $80,200 | $85,350 |
These are HUD income limits for the Allen County, KY HUD Metro FMR Area area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
How Allen County compares within KY
- Applicable HUD 2BR FMR
- $996
- Median 2BR FMR across county records in KY
- $900
- Difference
- +$96
- Difference (%)
- +10.7%
- Rank in state
- 39 of 120
The two-bedroom Fair Market Rent applicable to Allen County is above the state median for KY. It ranks 39 of 120 county records by 2BR FMR.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 120 county records published for KY — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
Rent benchmark vs HUD Median Family Income
- Annualized 2BR FMR
- $11,952
- HUD Median Family Income (annual)
- $80,800
- Annualized 2BR FMR as a share of HUD Median Family Income
- 14.8%
12 × $996
This is a ratio between two HUD benchmarks for the Allen County, KY HUD Metro FMR Area area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
Compare FMR-to-MFI benchmark
- Lower benchmark: Kenton County, KY 14.8%
- Higher benchmark: Hart County, KY 14.9%
HUD area for this county
- HUD area name
- Allen County, KY HUD Metro FMR Area
- HUD area code
- METRO14540N21003
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
National economic context
The figures below are federal and national. They are not specific to Allen County and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Allen County, KY.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $80,800
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Allen County, KY come from?
HUD assigns this county to the Allen County, KY HUD Metro FMR Area area (code METRO14540N21003). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $996 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 14.8%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
How does Allen County rank within KY?
Its applicable two-bedroom Fair Market Rent ranks 39 of 120 county records in KY. Rank 1 is the highest rent in the state and county records with identical rents share a rank. That places it above the state median.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Are the studio and one-bedroom Fair Market Rents really the same?
Yes — both are $759 for Allen County, and it is not a transcription error. Of the 4,764 records on this site, 2 publish an identical studio and one-bedroom figure: this county and Butler County, Kentucky, at $660. The rest of the schedule behaves normally, rising to $996 for two bedrooms, $1,224 for three bedrooms and $1,520 for four bedrooms. GovCalculator reports the figures HUD publishes and does not reconstruct how the schedule was set.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Allen County, KY.