GovCalculator

Ky County Directory

County-level affordability, income limits, and rent data from official HUD, IRS, and BLS sources.

Updated Jun 19, 2026 · Dataset v2 · HUD FY2026 · FMR FY2026 · IRS 2025 · BLS CPI-U 2013–2025

Ky at a glance

Counties indexed

120

State median income

$76,100

per year · HUD Area Median Income

State median FMR (2BR)

$900

per month · HUD Fair Market Rent

Most affordable county

Lyon County

11.3% rent burden

Highest income: Pendleton County$109,900/yr
Lowest income: Wolfe County$39,000/yr
Highest rent: Pendleton County$1,353/mo

Top counties by signal

Highest median income

  1. 1.Boone County$109,900/yr
  2. 2.Bracken County$109,900/yr
  3. 3.Campbell County$109,900/yr
  4. 4.Gallatin County$109,900/yr
  5. 5.Kenton County$109,900/yr

Highest Fair Market Rent (2BR)

  1. 1.Boone County$1,353/mo
  2. 2.Bracken County$1,353/mo
  3. 3.Campbell County$1,353/mo
  4. 4.Gallatin County$1,353/mo
  5. 5.Kenton County$1,353/mo

Highest rent burden

  1. 1.Wolfe County26.6%
  2. 2.Magoffin County25.2%
  3. 3.McCreary County23.2%
  4. 4.Knox County21.3%
  5. 5.Bell County20.9%

Burden = (12 × FMR 2BR) ÷ median income

Featured clusters

County groupings by affordability profile.

Income Leaders

Highest HUD Area Median Income

Most Affordable

Lowest annual rent burden

High Rent Markets

Highest HUD Fair Market Rents

Results
120 counties
Adair County
Median income: $71,700
FMR (2BR): $866
Allen County
Median income: $80,800
FMR (2BR): $996
Anderson County
Median income: $96,300
FMR (2BR): $1,042
Ballard County
Median income: $94,500
FMR (2BR): $1,072
Barren County
Median income: $68,000
FMR (2BR): $868
Bath County
Median income: $72,900
FMR (2BR): $866
Bell County
Median income: $49,700
FMR (2BR): $866
Boone County
Median income: $109,900
FMR (2BR): $1,353
Bourbon County
Median income: $102,100
FMR (2BR): $1,272
Boyd County
Median income: $83,300
FMR (2BR): $973
Boyle County
Median income: $80,700
FMR (2BR): $913
Bracken County
Median income: $109,900
FMR (2BR): $1,353
Breathitt County
Median income: $54,300
FMR (2BR): $866
Breckinridge County
Median income: $74,100
FMR (2BR): $866
Bullitt County
Median income: $99,000
FMR (2BR): $1,272
Butler County
Median income: $75,200
FMR (2BR): $866
Caldwell County
Median income: $76,000
FMR (2BR): $866
Calloway County
Median income: $82,300
FMR (2BR): $1,098
Campbell County
Median income: $109,900
FMR (2BR): $1,353
Carlisle County
Median income: $79,500
FMR (2BR): $915
Carroll County
Median income: $79,300
FMR (2BR): $974
Carter County
Median income: $71,500
FMR (2BR): $866
Casey County
Median income: $58,400
FMR (2BR): $866
Christian County
Median income: $93,800
FMR (2BR): $1,346
Clark County
Median income: $102,100
FMR (2BR): $1,272
Clay County
Median income: $50,400
FMR (2BR): $866
Clinton County
Median income: $56,200
FMR (2BR): $866
Crittenden County
Median income: $75,800
FMR (2BR): $866
Cumberland County
Median income: $65,000
FMR (2BR): $866
Daviess County
Median income: $92,100
FMR (2BR): $1,110
Edmonson County
Median income: $81,400
FMR (2BR): $1,153
Elliott County
Median income: $55,800
FMR (2BR): $866
Estill County
Median income: $67,600
FMR (2BR): $866
Fayette County
Median income: $102,100
FMR (2BR): $1,272
Fleming County
Median income: $68,900
FMR (2BR): $866
Floyd County
Median income: $60,700
FMR (2BR): $904
Franklin County
Median income: $92,100
FMR (2BR): $1,083
Fulton County
Median income: $57,000
FMR (2BR): $866
Gallatin County
Median income: $109,900
FMR (2BR): $1,353
Garrard County
Median income: $75,900
FMR (2BR): $900
Grant County
Median income: $87,000
FMR (2BR): $1,155
Graves County
Median income: $64,200
FMR (2BR): $866
Grayson County
Median income: $72,500
FMR (2BR): $866
Green County
Median income: $61,600
FMR (2BR): $866
Greenup County
Median income: $83,300
FMR (2BR): $973
Hancock County
Median income: $80,400
FMR (2BR): $1,016
Hardin County
Median income: $92,100
FMR (2BR): $1,056
Harlan County
Median income: $56,000
FMR (2BR): $866
Harrison County
Median income: $90,000
FMR (2BR): $866
Hart County
Median income: $69,600
FMR (2BR): $866
Henderson County
Median income: $79,700
FMR (2BR): $949
Henry County
Median income: $99,000
FMR (2BR): $1,272
Hickman County
Median income: $87,100
FMR (2BR): $866
Hopkins County
Median income: $74,600
FMR (2BR): $900
Jackson County
Median income: $59,900
FMR (2BR): $866
Jefferson County
Median income: $99,000
FMR (2BR): $1,272
Jessamine County
Median income: $102,100
FMR (2BR): $1,272
Johnson County
Median income: $64,100
FMR (2BR): $866
Kenton County
Median income: $109,900
FMR (2BR): $1,353
Knott County
Median income: $60,900
FMR (2BR): $866
Knox County
Median income: $48,900
FMR (2BR): $866
Larue County
Median income: $92,100
FMR (2BR): $1,056
Laurel County
Median income: $72,500
FMR (2BR): $881
Lawrence County
Median income: $69,100
FMR (2BR): $926
Lee County
Median income: $56,000
FMR (2BR): $939
Leslie County
Median income: $63,100
FMR (2BR): $866
Letcher County
Median income: $61,300
FMR (2BR): $866
Lewis County
Median income: $63,100
FMR (2BR): $866
Lincoln County
Median income: $66,800
FMR (2BR): $866
Livingston County
Median income: $81,400
FMR (2BR): $1,158
Logan County
Median income: $78,600
FMR (2BR): $866
Lyon County
Median income: $91,700
FMR (2BR): $866
Madison County
Median income: $85,800
FMR (2BR): $904
Magoffin County
Median income: $41,200
FMR (2BR): $866
Marion County
Median income: $76,600
FMR (2BR): $866
Marshall County
Median income: $85,600
FMR (2BR): $884
Martin County
Median income: $52,700
FMR (2BR): $866
Mason County
Median income: $71,300
FMR (2BR): $913
McCracken County
Median income: $102,400
FMR (2BR): $1,058
McCreary County
Median income: $44,800
FMR (2BR): $866
McLean County
Median income: $92,100
FMR (2BR): $1,110
Meade County
Median income: $91,100
FMR (2BR): $1,075
Menifee County
Median income: $54,600
FMR (2BR): $866
Mercer County
Median income: $90,800
FMR (2BR): $866
Metcalfe County
Median income: $71,600
FMR (2BR): $866
Monroe County
Median income: $64,200
FMR (2BR): $866
Montgomery County
Median income: $76,200
FMR (2BR): $905
Morgan County
Median income: $62,000
FMR (2BR): $866
Muhlenberg County
Median income: $72,500
FMR (2BR): $866
Nelson County
Median income: $87,200
FMR (2BR): $1,016
Nicholas County
Median income: $76,500
FMR (2BR): $866
Ohio County
Median income: $69,400
FMR (2BR): $866
Oldham County
Median income: $99,000
FMR (2BR): $1,272
Owen County
Median income: $82,900
FMR (2BR): $995
Owsley County
Median income: $50,200
FMR (2BR): $866
Pendleton County
Median income: $109,900
FMR (2BR): $1,353
Perry County
Median income: $57,200
FMR (2BR): $959
Pike County
Median income: $66,500
FMR (2BR): $977
Powell County
Median income: $62,300
FMR (2BR): $866
Pulaski County
Median income: $75,300
FMR (2BR): $926
Robertson County
Median income: $64,200
FMR (2BR): $866
Rockcastle County
Median income: $71,700
FMR (2BR): $866
Rowan County
Median income: $75,700
FMR (2BR): $911
Russell County
Median income: $64,100
FMR (2BR): $866
Scott County
Median income: $102,100
FMR (2BR): $1,272
Shelby County
Median income: $104,900
FMR (2BR): $1,143
Simpson County
Median income: $78,500
FMR (2BR): $1,055
Spencer County
Median income: $99,000
FMR (2BR): $1,272
Taylor County
Median income: $85,900
FMR (2BR): $866
Todd County
Median income: $76,100
FMR (2BR): $918
Trigg County
Median income: $93,800
FMR (2BR): $1,346
Trimble County
Median income: $86,400
FMR (2BR): $1,001
Union County
Median income: $76,600
FMR (2BR): $911
Warren County
Median income: $81,400
FMR (2BR): $1,153
Washington County
Median income: $83,500
FMR (2BR): $929
Wayne County
Median income: $61,500
FMR (2BR): $866
Webster County
Median income: $73,100
FMR (2BR): $866
Whitley County
Median income: $58,300
FMR (2BR): $866
Wolfe County
Median income: $39,000
FMR (2BR): $866
Woodford County
Median income: $102,100
FMR (2BR): $1,272

Frequently asked questions

How many counties are in Ky?

Ky has 120 counties indexed in the GovCalculator dataset, sourced from HUD, IRS, and BLS public data.

Which county in Ky has the highest median income?

Pendleton County has the highest HUD Area Median Income in Ky at $109,900 per year.

Which county in Ky has the highest Fair Market Rent?

Pendleton County has the highest HUD Fair Market Rent (2-bedroom) in Ky at $1,353 per month.

Which county in Ky is most affordable relative to income?

Lyon County has the lowest annual rent burden in Ky — approximately 11.3% of median income spent on a 2-bedroom Fair Market Rent. Rent burden is calculated as (12 × FMR 2BR) ÷ Area Median Income.