GovCalculator

Londonderry town, NH

The town next door may publish a different number. Londonderry town's two-bedroom Fair Market Rent is $2,220 a month, and Rockingham County's 37 town records are split among 4 separate HUD rent areas; this page belongs to the 6-town Western Rockingham County area.

That area carries the second-highest area median family income of the four, $154,100, which is 3rd of New Hampshire's 259 records and sets every threshold in the income-limits table below.

HUD county subdivision in Rockingham County (county).

Key HUD figures for Londonderry town, NH

HUD area: Western Rockingham County, NH HUD Metro FMR Area

Fair Market Rent (2BR)
$2,220

per month

HUD Median Family Income
$154,100

area median family income, per year

Very Low Income (50%) — 4-person
$77,050

annual household limit

Low Income (80%) — 4-person
$106,800

annual household limit

HUD Year
2026

income limits

FMR Year
2026

fair market rents

Compare HUD Median Family Income

Fair Market Rents by bedroom

FY2026 HUD Fair Market Rents applicable to Londonderry town, NH, published for the Western Rockingham County, NH HUD Metro FMR Area area. Annualized figures are 12 × the monthly rent.
Unit sizeMonthly FMRAnnualized FMR
Studio / efficiency$1,681$20,172
1 bedroom$1,692$20,304
2 bedrooms(reference benchmark)$2,220$26,640
3 bedrooms$3,069$36,828
4 bedrooms$3,080$36,960

Compare 2BR Fair Market Rent

HUD income limits by household size

FY2026 HUD income limits applicable to Londonderry town, NH, published for the Western Rockingham County, NH HUD Metro FMR Area area, in annual US dollars by household size.
Income limit category1 person2 persons3 persons4 persons5 persons6 persons7 persons8 persons
Extremely Low Income$32,400$37,000$41,650$46,250$49,950$53,650$57,350$61,050
Very Low Income (50%)$53,950$61,650$69,350$77,050$83,250$89,400$95,550$101,750
Low Income (80%)$74,800$85,450$96,150$106,800$115,350$123,900$132,450$141,000

These are HUD income limits for the Western Rockingham County, NH HUD Metro FMR Area area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.

16th of 259 in New Hampshire, 3rd on area income

Applicable HUD 2BR FMR
$2,220
Median 2BR FMR across HUD county-subdivision records in NH
$1,909
Difference
+$311
Difference (%)
+16.3%
Rank in state
Tied at 16 of 259

The two-bedroom Fair Market Rent applicable to Londonderry town is above the state median for NH. It is tied at rank 16 of 259 county-subdivision records by 2BR FMR, sharing that rank with 5 other county-subdivision records at the same rent.

The other 5 records in this HUD area use the same 2BR FMR and therefore share this rank.

Rank 1 is the highest 2BR FMR in the state, and county-subdivision records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 259 county-subdivision records published for NH — it is a median across entity records, not weighted by households or population, and not a median over unique HUD areas, so a HUD area covering several entities counts once per entity record. County subdivisions are only ever compared with other county subdivisions, never with counties.

The lowest rent-to-income share of the county's four areas

Annualized 2BR FMR
$26,640

12 × $2,220

HUD Median Family Income (annual)
$154,100
Annualized 2BR FMR as a share of HUD Median Family Income
17.3%

This is a ratio between two HUD benchmarks for the Western Rockingham County, NH HUD Metro FMR Area area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.

The lowest benchmark of the four, without the lowest rent or the highest income

Set the four Rockingham areas side by side on the rent-to-income measure and this one comes out lowest: 17.29% here, against 18.69% for Portsmouth-Rochester, 19.84% for Lawrence and 21.44% for the Boston area. The rent is not the reason — $2,220 is the third of the four figures, not the cheapest.

It is the combination. At $154,100 this area is second only to the Boston-area towns within the county, and it pairs that with a rent well below theirs. A household comparing Rockingham towns on rent alone would rank this page in the middle; on the share of area income the rent represents, it is at the bottom.

A six-town area carved out of a county that holds four

HUD area name
Western Rockingham County, NH HUD Metro FMR Area
HUD area code
METRO14460MM4760
Income limits fiscal year
FY2026
Fair Market Rent fiscal year
FY2026

HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.

Other county subdivisions in this HUD area

5 other county-subdivision records are assigned to this HUD area.

One county, four rent areas, four different figures

The 37 Rockingham County records in this dataset publish $2,194 for 16 of them, $2,270 for 13, $2,220 for the 6 towns of this area and $2,941 for the remaining 2. The area incomes behind those rents are $140,900, $137,300, $154,100 and $164,600. Nothing about the county boundary predicts which of the four a given town falls into.

Two of the four are named after Massachusetts metropolitan areas rather than New Hampshire ones. Derry town, immediately south of here, is priced inside the Lawrence, MA-NH area at $2,270; Seabrook town on the coast is inside Boston-Cambridge-Quincy, MA-NH at $2,941, the highest figure published for any New Hampshire record. The largest group belongs to Portsmouth-Rochester, which covers Portsmouth city and 15 other Rockingham towns at $2,194 — and it does not stop at the county line: 13 more of its members sit in Strafford County, for 29 in all.

New Hampshire has 14 HUD areas in total for its 259 town records. One county accounts for 4 of them, which is why the useful question on a New Hampshire page is which area a town is in rather than which county.

National economic context

The figures below are federal and national. They are not specific to Londonderry town and do not vary between county subdivisions.

Inflation (official BLS CPI-U national series)

Loading chart…

Fonte Dati: bls.govBLS CPI-U CUUR0000SA0

Mostra Dati in Tabella
Date (YYYY-MM)YearPeriodValue
2023-072023M07305.691
2023-082023M08307.026
2023-092023M09307.789
2023-102023M10307.671
2023-112023M11307.051
2023-122023M12306.746
2024-012024M01308.417
2024-022024M02310.326
2024-032024M03312.332
2024-042024M04313.548
2024-052024M05314.069
2024-062024M06314.175
2024-072024M07314.54
2024-082024M08314.796
2024-092024M09315.301
2024-102024M10315.664
2024-112024M11315.493
2024-122024M12315.605
2025-012025M01317.671
2025-022025M02319.082
2025-032025M03319.799
2025-042025M04320.795
2025-052025M05321.465
2025-062025M06322.561
2025-072025M07323.048
2025-082025M08323.976
2025-092025M09324.8
2025-112025M11324.122
2025-122025M12324.054
2026-012026M01325.252
2026-022026M02326.785
2026-032026M03330.213
2026-042026M04333.02
2026-052026M05335.123
2026-062026M06333.952
2026-072026M07333.918

Purchasing power decision engine

Decision snapshot (server-rendered)

Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.

Inflation-adjusted HUD Median Family Income
$159,285
Change: $5,185 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$169,510
Gap from adjusted: $10,225
Uses a fixed +10% buffer over the local HUD Median Family Income (v1.0). The buffer is a GovCalculator heuristic, not a government threshold.

Purchasing power decision tool (CPI-U monthly)

This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Londonderry town, NH.

The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.

HUD Median Family Income (annual): $154,100

Use annual income to align with HUD Median Family Income, which is an annual HUD area benchmark.

Decision output

Inflation-adjusted income
$159,285
Change: $5,185 (3.4%)
Position vs HUD Median Family Income
ABOVE MEDIAN
Gap: $5,185 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$169,510
Gap from adjusted income: $10,225
Uses a fixed +10% buffer over HUD Median Family Income (v1.0).
Methodology & assumptions (v1.0)

Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.

  • CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
  • No interpolation is applied; both selected months must exist in the dataset.
  • HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
  • This module performs a historical transformation, not a forecast.

IRS reference

Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →

Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.

Sources & methodology

HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county subdivision — and joined to this county-subdivision record. State comparisons are computed across the 2BR Fair Market Rents of the county-subdivision records in the same state; county subdivisions are never ranked against counties. The median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county-subdivision records with identical rents share a rank.

The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.

The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.

The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.

Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.

FAQ

Which fiscal years are shown on this page?

Income limits are FY2026 and Fair Market Rents are FY2026.

What is the Fair Market Rent (2BR) here?

The two-bedroom Fair Market Rent is $2,220 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.

Do the income limits on this page decide whether I qualify?

No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.

What does the FMR-to-median-family-income share mean?

It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 17.3%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.

How does Londonderry town rank within NH?

Its applicable two-bedroom Fair Market Rent is tied at rank 16 of 259 county-subdivision records in NH, shared with 5 other county-subdivision records at the same rent. Rank 1 is the highest rent in the state, county-subdivision records with identical rents share a rank, and county subdivisions are never ranked against counties. That places it above the state median.

Why is Londonderry town a HUD county subdivision rather than a county?

HUD publishes FY2026 income limits and Fair Market Rents for the six New England states at town/city (county subdivision) level, not county level — there is no county-equivalent HUD record for NH. Londonderry town sits in Rockingham County, a county.

Is the CPI-based purchasing power module a forecast?

No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.

Does this page calculate federal income tax withholding?

No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.

Does every town in Rockingham County have these figures?

No. The county's 37 town records are divided among 4 HUD areas, and each publishes its own two-bedroom Fair Market Rent: $2,194 for 16 towns, $2,270 for 13, $2,220 for the 6 in this area and $2,941 for 2. The area median family incomes differ too — $140,900, $137,300, $154,100 and $164,600 — so the income limits differ with them. County lines and HUD rent-area lines are not the same lines.

What is the "Western Rockingham County" area?

It is the HUD Fair Market Rent area these figures are published for: Auburn, Candia, Deerfield, Londonderry, Northwood and Nottingham — 6 towns, all in Rockingham County. New Hampshire has 14 HUD areas altogether across 259 town records, and this county alone contains 4 of them. GovCalculator reports the areas as HUD defines them and does not reconstruct why a given boundary was drawn.

Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Londonderry town, NH.