GovCalculator

Willimantic town, ME

Willimantic town is ranked twice on this page and the answers point in opposite directions. Its two-bedroom Fair Market Rent of $1,419 is 184th of Maine's 529 records — above the state median of $1,392. Its HUD Median Family Income of $72,100 is 508th of the same 529.

Both numbers are correct and neither is really a fact about this town. Maine publishes 529 town records built from 19 sets of figures, and these are the figures for the 22 towns of the Piscataquis County area.

HUD county subdivision in Piscataquis County (county).

Key HUD figures for Willimantic town, ME

HUD area: Piscataquis County, ME

Fair Market Rent (2BR)
$1,419

per month

HUD Median Family Income
$72,100

area median family income, per year

Very Low Income (50%) — 4-person
$45,950

annual household limit

Low Income (80%) — 4-person
$73,500

annual household limit

HUD Year
2026

income limits

FMR Year
2026

fair market rents

Fair Market Rents by bedroom

FY2026 HUD Fair Market Rents applicable to Willimantic town, ME, published for the Piscataquis County, ME area. Annualized figures are 12 × the monthly rent.
Unit sizeMonthly FMRAnnualized FMR
Studio / efficiency$978$11,736
1 bedroom$1,081$12,972
2 bedrooms(reference benchmark)$1,419$17,028
3 bedrooms$1,701$20,412
4 bedrooms$1,879$22,548

Compare 2BR Fair Market Rent

HUD income limits by household size

FY2026 HUD income limits applicable to Willimantic town, ME, published for the Piscataquis County, ME area, in annual US dollars by household size.
Income limit category1 person2 persons3 persons4 persons5 persons6 persons7 persons8 persons
Extremely Low Income$19,300$22,050$27,320$33,000$38,680$44,360$50,040$55,720
Very Low Income (50%)$32,200$36,800$41,400$45,950$49,650$53,350$57,000$60,700
Low Income (80%)$51,450$58,800$66,150$73,500$79,400$85,300$91,150$97,050

These are HUD income limits for the Piscataquis County, ME area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.

The four-person Low Income limit is larger than the area median

The Low Income limit for a four-person household here is $73,500 against an area median family income of $72,100 — 101.9% of it. A household at exactly the area median is inside the Low Income band on this page.

That is unusual but not unique: 354 of the 4,764 records in this dataset do it. Within Maine exactly 22 records do, and they are the same 22 Piscataquis towns. It is worth knowing before reading the table, because the words "low income" invite an assumption about where the threshold sits relative to typical local earnings, and here the threshold sits above it.

184th on rent, 508th on income, out of the same 529

Applicable HUD 2BR FMR
$1,419
Median 2BR FMR across HUD county-subdivision records in ME
$1,392
Difference
+$27
Difference (%)
+1.9%
Rank in state
Tied at 184 of 529

The two-bedroom Fair Market Rent applicable to Willimantic town is approximately at the state median for ME. It is tied at rank 184 of 529 county-subdivision records by 2BR FMR, sharing that rank with 21 other county-subdivision records at the same rent.

The other 21 records in this HUD area use the same 2BR FMR and therefore share this rank.

Rank 1 is the highest 2BR FMR in the state, and county-subdivision records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 529 county-subdivision records published for ME — it is a median across entity records, not weighted by households or population, and not a median over unique HUD areas, so a HUD area covering several entities counts once per entity record. County subdivisions are only ever compared with other county subdivisions, never with counties.

A 324-place gap between this town's own rankings

The gap between those positions is 324 places, and every one of the 22 towns in this HUD area carries it: the rent sits above the Maine median, while the area income sits in the bottom 4% of the state cohort. Which ranking a reader happens to look at decides where they think this town belongs.

Maine makes that easy to see because it has more records here than any other state — 529 of the 4,764 — while publishing only 19 distinct two-bedroom rents, 19 distinct area incomes and 19 HUD areas. A rank out of 529 is therefore a rank of 19 things with the ties spread out. Boothbay town shows the same machinery running the other way: 236th on rent and 83rd on income. At the top of the ladder, Cape Elizabeth town carries Maine's highest area income at $139,100.

What a high rent against a low income does to the benchmark

Annualized 2BR FMR
$17,028

12 × $1,419

HUD Median Family Income (annual)
$72,100
Annualized 2BR FMR as a share of HUD Median Family Income
23.6%

This is a ratio between two HUD benchmarks for the Piscataquis County, ME area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.

HUD area for this county subdivision

HUD area name
Piscataquis County, ME
HUD area code
NCNTY23021N23021
Income limits fiscal year
FY2026
Fair Market Rent fiscal year
FY2026

HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.

Other county subdivisions in this HUD area

21 other county-subdivision records are assigned to this HUD area.

+ 15 more in this HUD area.

National economic context

The figures below are federal and national. They are not specific to Willimantic town and do not vary between county subdivisions.

Inflation (official BLS CPI-U national series)

Loading chart…

Fonte Dati: bls.govBLS CPI-U CUUR0000SA0

Mostra Dati in Tabella
Date (YYYY-MM)YearPeriodValue
2023-072023M07305.691
2023-082023M08307.026
2023-092023M09307.789
2023-102023M10307.671
2023-112023M11307.051
2023-122023M12306.746
2024-012024M01308.417
2024-022024M02310.326
2024-032024M03312.332
2024-042024M04313.548
2024-052024M05314.069
2024-062024M06314.175
2024-072024M07314.54
2024-082024M08314.796
2024-092024M09315.301
2024-102024M10315.664
2024-112024M11315.493
2024-122024M12315.605
2025-012025M01317.671
2025-022025M02319.082
2025-032025M03319.799
2025-042025M04320.795
2025-052025M05321.465
2025-062025M06322.561
2025-072025M07323.048
2025-082025M08323.976
2025-092025M09324.8
2025-112025M11324.122
2025-122025M12324.054
2026-012026M01325.252
2026-022026M02326.785
2026-032026M03330.213
2026-042026M04333.02
2026-052026M05335.123
2026-062026M06333.952
2026-072026M07333.918

Purchasing power decision engine

Decision snapshot (server-rendered)

Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.

Inflation-adjusted HUD Median Family Income
$74,526
Change: $2,426 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$79,310
Gap from adjusted: $4,784
Uses a fixed +10% buffer over the local HUD Median Family Income (v1.0). The buffer is a GovCalculator heuristic, not a government threshold.

Purchasing power decision tool (CPI-U monthly)

This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Willimantic town, ME.

The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.

HUD Median Family Income (annual): $72,100

Use annual income to align with HUD Median Family Income, which is an annual HUD area benchmark.

Decision output

Inflation-adjusted income
$74,526
Change: $2,426 (3.4%)
Position vs HUD Median Family Income
ABOVE MEDIAN
Gap: $2,426 (3.4%)
Purchasing power status
AT_RISK
  • Adjusted income is near the local median and/or purchasing power decreased materially.
  • This suggests moderate affordability risk under CPI-U adjustment assumptions.
Target income for “STABLE”
$79,310
Gap from adjusted income: $4,784
Uses a fixed +10% buffer over HUD Median Family Income (v1.0).
Methodology & assumptions (v1.0)

Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.

  • CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
  • No interpolation is applied; both selected months must exist in the dataset.
  • HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
  • This module performs a historical transformation, not a forecast.

IRS reference

Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →

Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.

Sources & methodology

HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county subdivision — and joined to this county-subdivision record. State comparisons are computed across the 2BR Fair Market Rents of the county-subdivision records in the same state; county subdivisions are never ranked against counties. The median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county-subdivision records with identical rents share a rank.

The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.

The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.

The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.

Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.

FAQ

Which HUD area do the figures for Willimantic town, ME come from?

HUD assigns this county subdivision to the Piscataquis County, ME area (code NCNTY23021N23021). A HUD area can cover more than one county subdivision, so the area name is not always identical to the county subdivision name.

Which fiscal years are shown on this page?

Income limits are FY2026 and Fair Market Rents are FY2026.

What is the Fair Market Rent (2BR) here?

The two-bedroom Fair Market Rent is $1,419 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.

Do the income limits on this page decide whether I qualify?

No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.

What does the FMR-to-median-family-income share mean?

It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 23.6%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.

Why is Willimantic town a HUD county subdivision rather than a county?

HUD publishes FY2026 income limits and Fair Market Rents for the six New England states at town/city (county subdivision) level, not county level — there is no county-equivalent HUD record for ME. Willimantic town sits in Piscataquis County, a county.

Is the CPI-based purchasing power module a forecast?

No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.

Does this page calculate federal income tax withholding?

No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.

The page gives conflicting rankings. Which one is right?

Both. Willimantic town is 184th of Maine's 529 records on two-bedroom Fair Market Rent and 508th of 529 on HUD Median Family Income. They disagree because they measure different things and because Maine's 529 town records are built from only 19 distinct sets of figures — every one of the 22 towns in the Piscataquis County area carries exactly these ranks. If you are comparing Maine towns, the useful question is which HUD area a town is in, not where it lands in a 529-row list.

Can the Low Income limit really be higher than the area median family income?

On this page, yes: $73,500 for a four-person household against an area median family income of $72,100. It is not an error and not rare — 354 of the 4,764 records here have a four-person Low Income limit above their own area median, and 22 of Maine's records do, all of them in the Piscataquis County area. HUD publishes the derivation of the limits with its income-limits dataset; this page reports the published figures.

Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Willimantic town, ME.