Guam, GU
GU holds one record in this dataset, and this is it. The state comparison below therefore measures a two-bedroom Fair Market Rent of $1,589 against a state median that is the same figure, and reports a rank of first of one.
Key HUD figures for Guam, GU
HUD area: Guam
- Fair Market Rent (2BR)
- $1,589
- HUD Median Family Income
- $82,100
- Very Low Income (50%) — 4-person
- $46,300
- Low Income (80%) — 4-person
- $74,100
- HUD Year
- 2026
- FMR Year
- 2026
per month
area median family income, per year
annual household limit
annual household limit
income limits
fair market rents
Fair Market Rents by bedroom
| Unit size | Monthly FMR | Annualized FMR |
|---|---|---|
| Studio / efficiency | $1,100 | $13,200 |
| 1 bedroom | $1,211 | $14,532 |
| 2 bedrooms(reference benchmark) | $1,589 | $19,068 |
| 3 bedrooms | $2,226 | $26,712 |
| 4 bedrooms | $2,668 | $32,016 |
HUD income limits by household size
| Income limit category | 1 person | 2 persons | 3 persons | 4 persons | 5 persons | 6 persons | 7 persons | 8 persons |
|---|---|---|---|---|---|---|---|---|
| Extremely Low Income | $19,500 | $22,250 | $25,050 | $27,800 | $30,050 | $32,250 | $34,500 | $36,700 |
| Very Low Income (50%) | $32,450 | $37,050 | $41,700 | $46,300 | $50,050 | $53,750 | $57,450 | $61,150 |
| Low Income (80%) | $51,900 | $59,300 | $66,700 | $74,100 | $80,050 | $86,000 | $91,900 | $97,850 |
These are HUD income limits for the Guam area. They are thresholds published by HUD, not an eligibility determination: individual programs apply their own rules, and adjusted-income definitions (deductions, allowances, and which household members count) can change whether a given household qualifies.
A state comparison with nothing to compare against
- Applicable HUD 2BR FMR
- $1,589
- Median 2BR FMR across county records in GU
- $1,589
- Difference
- $0
- Difference (%)
- 0.0%
- Rank in state
- 1 of 1
The two-bedroom Fair Market Rent applicable to Guam is approximately at the state median for GU. It ranks 1 of 1 county records by 2BR FMR.
Rank 1 is the highest 2BR FMR in the state, and county records with an identical rent share a rank. “Approximately at the state median” means within 2% of it. The median is taken across the 1 county records published for GU — it is not weighted by households or population, and it is not a median over unique HUD areas, so a HUD area covering several counties counts once per county record.
Where this record does have company
Every ranking on this site is taken inside a state and an entity type. GU holds one record, so that cohort contains this page and nothing else: the median it is measured against is its own two-bedroom figure, the difference is zero, and the rank is first of one. American Samoa, the District of Columbia and the Northern Mariana Islands are in the same position — each holds a single record in this dataset.
The comparisons that do carry information here are the wider ones. Against all 4,764 records the two-bedroom figure of $1,589 ranks 1,234th and the area median family income of $82,100 ranks 3,285th. Measured against the 3,161 county-type records alone, the rent ranks 362nd.
Rent and income point in different directions here, and the benchmark is where that shows. The annualised two-bedroom rent is 23.23% of the area income, which ranks 114th of 4,764 — an upper-middle rent set against an income in the lower half. A reader who takes the state ranking at face value learns nothing about this record; the corpus rankings are where its position is.
Rent benchmark vs HUD Median Family Income
- Annualized 2BR FMR
- $19,068
- HUD Median Family Income (annual)
- $82,100
- Annualized 2BR FMR as a share of HUD Median Family Income
- 23.2%
12 × $1,589
This is a ratio between two HUD benchmarks for the Guam area: the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income. It is not a measured rent burden, not the share of income any particular family spends on housing, and not an affordability or eligibility determination.
HUD area for this county
- HUD area name
- Guam
- HUD area code
- NCNTY66010N66010
- Income limits fiscal year
- FY2026
- Fair Market Rent fiscal year
- FY2026
HUD income limits and Fair Market Rents apply to HUD-defined areas that can cover multiple geographic entities. The values on this page are those assigned to this HUD entity record; entities sharing the same HUD area can have identical figures.
National economic context
The figures below are federal and national. They are not specific to Guam and do not vary between counties.
Inflation (official BLS CPI-U national series)
Loading chart…
Fonte Dati: bls.gov — BLS CPI-U CUUR0000SA0
Mostra Dati in Tabella
| Date (YYYY-MM) | Year | Period | Value |
|---|---|---|---|
| 2023-07 | 2023 | M07 | 305.691 |
| 2023-08 | 2023 | M08 | 307.026 |
| 2023-09 | 2023 | M09 | 307.789 |
| 2023-10 | 2023 | M10 | 307.671 |
| 2023-11 | 2023 | M11 | 307.051 |
| 2023-12 | 2023 | M12 | 306.746 |
| 2024-01 | 2024 | M01 | 308.417 |
| 2024-02 | 2024 | M02 | 310.326 |
| 2024-03 | 2024 | M03 | 312.332 |
| 2024-04 | 2024 | M04 | 313.548 |
| 2024-05 | 2024 | M05 | 314.069 |
| 2024-06 | 2024 | M06 | 314.175 |
| 2024-07 | 2024 | M07 | 314.54 |
| 2024-08 | 2024 | M08 | 314.796 |
| 2024-09 | 2024 | M09 | 315.301 |
| 2024-10 | 2024 | M10 | 315.664 |
| 2024-11 | 2024 | M11 | 315.493 |
| 2024-12 | 2024 | M12 | 315.605 |
| 2025-01 | 2025 | M01 | 317.671 |
| 2025-02 | 2025 | M02 | 319.082 |
| 2025-03 | 2025 | M03 | 319.799 |
| 2025-04 | 2025 | M04 | 320.795 |
| 2025-05 | 2025 | M05 | 321.465 |
| 2025-06 | 2025 | M06 | 322.561 |
| 2025-07 | 2025 | M07 | 323.048 |
| 2025-08 | 2025 | M08 | 323.976 |
| 2025-09 | 2025 | M09 | 324.8 |
| 2025-11 | 2025 | M11 | 324.122 |
| 2025-12 | 2025 | M12 | 324.054 |
| 2026-01 | 2026 | M01 | 325.252 |
| 2026-02 | 2026 | M02 | 326.785 |
| 2026-03 | 2026 | M03 | 330.213 |
| 2026-04 | 2026 | M04 | 333.02 |
| 2026-05 | 2026 | M05 | 335.123 |
| 2026-06 | 2026 | M06 | 333.952 |
| 2026-07 | 2026 | M07 | 333.918 |
Purchasing power decision engine
Decision snapshot (server-rendered)
Baseline: HUD Median Family Income adjusted from 2025-07 to 2026-07 using embedded CPI-U monthly series.
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Purchasing power decision tool (CPI-U monthly)
This module converts an annual income from 2025-07 into its 2026-07 equivalent using the CPI-U series, then compares it to the HUD Median Family Income for Guam, GU.
The baseline is HUD's Median Family Income for the HUD area, not a Census median household income. The CPI-U series is the official BLS CUUR0000SA0 index, unadjusted; months BLS did not publish are left out rather than interpolated.
HUD Median Family Income (annual): $82,100
Decision output
- Adjusted income is near the local median and/or purchasing power decreased materially.
- This suggests moderate affordability risk under CPI-U adjustment assumptions.
Methodology & assumptions (v1.0)
Adjusted income is computed as Income × CPI(to) / CPI(from) using CPI-U monthly index values embedded in this page.
- CPI-U is an aggregate price index for urban consumers; individual consumption patterns may differ.
- No interpolation is applied; both selected months must exist in the dataset.
- HUD Median Family Income is treated as the annual reference benchmark for the applicable HUD area, compared to adjusted annual income.
- This module performs a historical transformation, not a forecast.
IRS reference
Publication 15-T (2026) — Federal Income Tax Withholding Methods. Official IRS publication →
Reference only. GovCalculator does not compute federal income tax withholding. The publication's withholding methods and tables are not ingested or modelled here.
Sources & methodology
HUD income limits and Fair Market Rents are taken from the fiscal-year tables HUD publishes per HUD-defined area — which can include more than one county — and joined to this county record. State comparisons are computed across the 2BR Fair Market Rents of the county records in the same state; the median uses the middle value and is not weighted by households or population, rank 1 is the highest rent in the state, and county records with identical rents share a rank.
The income figure used throughout this page is HUD's Median Family Income for the HUD area above. It is not a Census median household income and the two are not interchangeable.
The purchasing power module applies a historical CPI ratio: Adjusted = Nominal × CPI(to) / CPI(from). No interpolation is applied and missing months are not imputed; CPI-U is a historical index, not a forecast. The “STABLE” target adds a fixed +10% buffer over the local HUD Median Family Income — that buffer is a GovCalculator heuristic, not a HUD, BLS or IRS determination.
The CPI-U series is the official BLS CUUR0000SA0 index, not seasonally adjusted, taken from the published BLS series: 36 published monthly observations. Months BLS did not publish are not interpolated. IRS Publication 15-T is cited as an official reference only — no federal withholding is calculated anywhere on this site.
Verify eligibility requirements with local program administrators: household size, deductions, and program-specific definitions can materially change outcomes.
FAQ
Which HUD area do the figures for Guam, GU come from?
HUD assigns this county to the Guam area (code NCNTY66010N66010). A HUD area can cover more than one county, so the area name is not always identical to the county name.
Which fiscal years are shown on this page?
Income limits are FY2026 and Fair Market Rents are FY2026.
What is the Fair Market Rent (2BR) here?
The two-bedroom Fair Market Rent is $1,589 per month. Fair Market Rents for studio through four-bedroom units are listed in the bedroom table above.
Do the income limits on this page decide whether I qualify?
No. They are the thresholds HUD publishes for this area. Programs apply their own rules, and adjusted-income definitions — deductions, allowances, and which household members count — can change the outcome for a given household.
What does the FMR-to-median-family-income share mean?
It is the annualized two-bedroom Fair Market Rent divided by HUD Median Family Income for the same area, here 23.2%. Both inputs are HUD area benchmarks, so it is not a measured rent burden and not an affordability determination.
How does Guam rank within GU?
Its applicable two-bedroom Fair Market Rent ranks 1 of 1 county records in GU. Rank 1 is the highest rent in the state and county records with identical rents share a rank. That places it approximately at the state median.
Is the CPI-based purchasing power module a forecast?
No. It is a historical adjustment using CPI-U monthly index values: Adjusted = Income × CPI(to) / CPI(from). It does not predict future inflation.
Does this page calculate federal income tax withholding?
No. GovCalculator does not compute federal withholding anywhere. IRS Publication 15-T is cited as an official reference only; its withholding methods and tables are not ingested or modelled here.
Why does Guam rank first of one in the state comparison?
Because the comparison is taken across records of the same entity type in the same state, and GU holds one record in this dataset. The median it is compared with is its own two-bedroom figure, so the difference is zero and the rank is first of one. American Samoa, the District of Columbia and the Northern Mariana Islands each hold a single record too. For a comparison with content, use the corpus figures: the two-bedroom rent ranks 1,234th of 4,764, the area median family income 3,285th, and the resulting 23.23% benchmark 114th.
Disclaimer: Estimates are informational and may not reflect every program rule or household adjustment. Always consult official guidance for Guam, GU.